A law should be passed to make people live within their means. No matter how rich, how poor, how famous or what tax bracket they are in. This will keep people from going in debt. When people are no longer in debt, they will now be able to help their fellow Americans that are suffering right here in our country. There more than enough millionaires, billionaires, and TRILLIONAIRES, in this country to shelter the homeless, feed the hungry and clean up its streets without a dime from or government. Our rich in this country are not helping it poor as much as they could. They can give up one fancy sports car, one fur coat, one set of golf clubs, one pair of diamond earrings etc... and make a world of difference for thousands.